It depends on whether the abbreviation is an acronym or an initialism. As “fubar” and “scuba” are usually pronounced as a word (making them acronyms), it would make sense to say “a fubar” and “a scuba diver”. “FAQ” is a bit harder, because I have heard people say it like an initialism: “‹f›‹a›‹q›”, while others pronounce it as an acronym /fæk/. Therefore, one should write either “a FAQ” or “an FAQ” depending on how that person pronounces it, ie, whether it is an acronym or an initialism.
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