People May No Longer Be Able to Pay for Things Using Cash - IELTS Writing Task 2

In this IELTS Writing Task 2 Two-part essay – ‘People May No Longer Be Able to Pay for Things Using Cash,’ we delve into the impact of modern technological payment platforms and gateway, changing the transaction from cash to cashless.

So let’s get started on this IELTS Writing Task 2 Two-part essay so that we can understand the complexities of payments in a digital age and discover the multifaceted aspects shaping our transactions.

Question

Structural Breakdown

Type: Two Part Essay

Band 7 Sample Answer For Writing Task 2 – People May No Longer Be Able to Pay for Things Using Cash

In the ever-evolving landscape of modern finance and technology, the idea of a cashless society has garnered significant attention. While it’s uncertain whether we will entirely move away from cash, there are compelling arguments supporting the possibility. Several factors contribute to this potential shift, primarily driven by the convenience and efficiency offered by digital payment methods.

Firstly, the prevalence of digital transactions is already evident in many societies. Cards and mobile payment apps have become ubiquitous, offering convenience and security that cash transactions sometimes lack. With the rise of online shopping and contactless payment options, the reliance on physical currency diminishes. Businesses also benefit from digital transactions, as they streamline accounting processes and reduce the risks associated with cash handling.

Secondly, governments and financial institutions increasingly favor digital payments due to the potential to combat tax evasion and money laundering. Digital transactions leave a clear trail, making it easier for authorities to track financial activities and enforce regulations. Additionally, the cost of printing and distributing physical currency imposes a significant financial burden, which could be alleviated by transitioning to digital currencies.

Despite these potential benefits, there are valid concerns about the implications of a cashless society. Some people may resist the idea due to issues related to privacy and financial exclusion. In a cashless world, every transaction leaves a digital footprint, raising concerns about surveillance and data privacy. Moreover, marginalized communities, including the elderly and unbanked individuals, may face challenges accessing essential services if cash is no longer accepted.

Furthermore, there’s a risk of technological exclusion for those who lack access to digital devices or reliable internet connections. While digital payment methods offer convenience, they also create barriers for individuals who are not tech-savvy or cannot afford smartphones. These concerns highlight the importance of ensuring equitable access to financial services in any transition towards a cashless society.

In conclusion, while the shift towards a cashless society is plausible given the advancements in technology and changing consumer behavior, it’s essential to address the potential drawbacks and ensure inclusivity. Balancing the benefits of digital payments with the need for privacy, security, and accessibility will be crucial in shaping the future of finance.

Vocabulary for Band 7

1. Ubiquitous: Present, appearing, or found everywhere.

Example: Smartphones have become ubiquitous in modern society, serving as essential tools for communication and entertainment.

2. Streamline: To make a process or system more efficient and effective by removing unnecessary steps or elements.

Example: The company streamlined its production process, resulting in significant cost savings and faster delivery times.

3. Combat: To take action to reduce, eliminate, or prevent (something harmful or undesirable).

Example: The government launched a campaign to combat illegal drug trafficking in the region.

4. Surveillance: Close observation, especially of a suspected spy or criminal.

Example: The security cameras provided constant surveillance of the building’s entrance.

5. Marginalized: Treated as insignificant or peripheral within a particular society or group.

Example: The government’s policies disproportionately affect marginalized communities, exacerbating social inequalities.

6. Tech-savvy: Knowledgeable or proficient in using technology, especially digital devices and software.

Example: Younger generations tend to be more tech-savvy, adapting quickly to new digital tools and platforms.

7. Plausible: Believable or seeming likely to be true, typically without conclusive evidence.

Example: The detective considered several plausible explanations for the mysterious disappearance of the valuable painting.

8. Drawbacks: Disadvantages or shortcomings of something.

Example: While the new software has many benefits, there are some drawbacks that need to be addressed before widespread adoption.

9. Inclusivity: The practice or policy of including people who might otherwise be excluded or marginalized, especially due to race, ethnicity, gender, or ability.

Example: The organization promotes inclusivity by providing accommodations for individuals with disabilities.

10. Equitable: Fair and impartial; ensuring everyone has equal access to resources or opportunities.

Example: The school implemented an equitable admissions process to ensure that all applicants are treated fairly regardless of their background.

Band 8 Sample Answer For Writing Task 2 – People May No Longer Be Able to Pay for Things Using Cash

The prospect of a cashless society represents a significant paradigm shift in how we conduct financial transactions. While it remains uncertain whether this transformation will fully materialize, there are compelling reasons to consider its likelihood. The evolution of technology, coupled with changing consumer preferences, has paved the way for the widespread adoption of digital payment methods, making the idea of a cashless future increasingly plausible.

One of the primary drivers behind the push towards a cashless society is the convenience and efficiency offered by digital transactions. With the proliferation of smartphones and the internet, consumers now have access to a myriad of payment options at their fingertips. Whether it’s through mobile wallets, contactless cards, or online banking, the ease of conducting transactions without the need for physical cash is reshaping the way we interact with money. Furthermore, businesses stand to benefit from reduced operational costs and increased security associated with digital payments, further incentivizing the transition away from cash.

Moreover, the COVID-19 pandemic has accelerated the shift towards digital payments as consumers and businesses alike seek safer alternatives to traditional cash transactions. The fear of virus transmission through physical currency has prompted many to embrace contactless payment methods, hastening the demise of cash in certain contexts. As societies continue to prioritize health and hygiene, the momentum towards a cashless future may only intensify.

However, despite the numerous benefits associated with digital transactions, there are valid concerns that warrant consideration. Privacy advocates warn against the potential surveillance implications of a cashless society, where every financial transaction leaves a digital footprint. Moreover, marginalized communities, such as the elderly and unbanked individuals, may face exclusion if cash is no longer accepted as a form of payment. Ensuring equitable access to financial services and safeguarding consumer privacy will be essential in navigating the transition towards a cashless society responsibly.

In conclusion, while the idea of a cashless society presents numerous benefits in terms of convenience, efficiency, and public health, it also raises important considerations regarding privacy, accessibility, and inclusivity. Striking a balance between innovation and societal well-being will be paramount in shaping the future of finance in an increasingly digital world.

Vocabulary for Band 8

1. Proliferation: Rapid increase in the number or amount of something.

Example: The proliferation of social media platforms has transformed the way people communicate and interact online.

2. Paradigm shift: A fundamental change in the basic concepts and practices of a particular field or discipline.

Example: The invention of the internet brought about a paradigm shift in the way information is accessed and shared.

3. Incentivize: To provide motivation or encouragement for someone to take a particular course of action.

Example: The government offers tax incentives to businesses that invest in renewable energy technologies.

4. Hygiene: Conditions or practices conducive to maintaining health and preventing disease, especially through cleanliness.

Example: Proper hygiene practices, such as frequent handwashing, are essential for preventing the spread of infectious diseases.

5. Demise: The end or failure of something.

Example: The demise of traditional newspapers has been attributed to the rise of digital media platforms.

6. Exclusion: The act of deliberately not including someone or something.

Example: The policy of racial segregation led to the exclusion of African Americans from many public facilities.

7. Safeguard: To protect from harm or danger.

Example: It is essential to safeguard sensitive personal information from unauthorized access or misuse.

8. Responsibility: The state or fact of having a duty to deal with something or of having control over someone.

Example: As citizens, we all have a responsibility to contribute to the well-being of our community.

9. Consideration: Careful thought or attention.

Example: The company took into consideration feedback from customers when designing its new product.

10. Momentum: The impetus gained by a moving object.

Example: The environmental movement has gained momentum in recent years, leading to significant policy changes worldwide.

Band 9 Sample Answer For Writing Task 2 – People May No Longer Be Able to Pay for Things Using Cash

The notion of a cashless society, once relegated to the realm of science fiction, has now become a distinct possibility in the modern era of finance and technology. While the complete eradication of physical currency may not be imminent, the trajectory towards a predominantly cashless society is undeniable. This evolution is driven by a convergence of technological advancements, shifting consumer behaviors, and the exigencies of a rapidly changing world.

At the heart of this transition lies the unprecedented convenience and efficiency offered by digital payment methods. The proliferation of smartphones, coupled with the ubiquity of internet connectivity, has revolutionized the way individuals engage with financial transactions. From contactless payments to peer-to-peer transfers, the digitization of money has democratized access to financial services and empowered consumers with unparalleled flexibility and control over their finances. Moreover, the integration of artificial intelligence and blockchain technology has enhanced the security and transparency of digital transactions, further bolstering confidence in cashless systems.

Furthermore, the global response to the COVID-19 pandemic has catalyzed the adoption of cashless payment solutions as societies grapple with the imperative of minimizing physical contact. In this context, the inherent hygienic advantages of digital transactions have underscored the indispensability of cashless alternatives in preserving public health and safety. As businesses and consumers alike prioritize health-conscious practices, the momentum towards a cashless future has accelerated, transcending geographical and cultural boundaries.

Nevertheless, amidst the fervor for technological progress, it is imperative to heed the concerns surrounding the transition to a cashless society. Privacy advocates caution against the potential erosion of personal freedoms and the proliferation of surveillance in a digital financial landscape. Additionally, socio-economic disparities must be addressed to ensure equitable access to digital financial services, particularly among marginalized communities that may lack the requisite resources or infrastructure.

In conclusion, while the prospect of a cashless society heralds unprecedented opportunities for innovation and efficiency, it also necessitates a nuanced consideration of its implications on privacy, inclusivity, and societal well-being. By navigating these complexities with prudence and foresight, we can harness the transformative potential of digital finance to create a more inclusive, resilient, and prosperous future for all.

Vocabulary for Band 9

1. Democratized: Made accessible to or controlled by a larger number of people.

Example: The internet has democratized access to information, empowering individuals worldwide with knowledge and resources.

2. Unparalleled: Unequaled; unmatched in quality or excellence.

Example: The artist’s talent was unparalleled, earning them widespread acclaim and recognition in the art world.

3. Transparency: The quality of being open, honest, and easily understood.

Example: The company prides itself on transparency, providing shareholders with detailed financial reports and updates.

4. Imperative: Something that is absolutely necessary or required.

Example: It is imperative that we take urgent action to address climate change before irreversible damage occurs.

5. Catalyzed: Sped up or facilitated the occurrence of something.

Example: The discovery of antibiotics catalyzed a revolution in modern medicine, saving countless lives from infectious diseases.

6. Indispensability: The quality of being absolutely necessary or essential.

Example: In today’s digital age, computer literacy has become an indispensable skill for success in many professions.

7. Fervor: Intense and passionate feeling or enthusiasm.

Example: The candidate’s supporters showed fervor at the political rally, chanting slogans and waving banners in support.

8. Erosion: Gradual destruction or diminution of something.

Example: Overfishing has led to the erosion of marine biodiversity, threatening the stability of aquatic ecosystems.

9. Prudence: The quality of being careful and cautious in practical matters.

Example: It is important to exercise prudence when making financial investments to minimize risk and maximize returns.

10. Resilient: Able to withstand or recover quickly from difficult conditions.

Example: Despite facing numerous challenges, the community demonstrated remarkable resilience, rebuilding and thriving in the aftermath of the natural disaster.

Connectors That’ll Improve Your Writing Task 2 Score For The Topic ‘People May No Longer Be Able to Pay for Things Using Cash’

Connectors play a crucial role in linking ideas and creating a smooth flow of information within a text. Here is a list of common connectors that can be used in the provided answers:

• Furthermore
• Moreover
• Additionally
• Nevertheless
• However
• Furthermore
• Nonetheless
• In addition
• Moreover
• On the other hand
• In conclusion
• Nevertheless

Now that you have gone through the sample answers on the topic – People May No Longer Be Able to Pay for Things Using Cash – it is time for you to try writing on your own. For that, leave your answers as a comment below or you can use our FREE evaluation service!

Additional Resources

• Culture is Turning Similar Around the World- IELTS Writing Task 2
• Obesity is a Major Disease Prevalent among Children – IELTS Writing Task 2
• How Would You Define Happiness- IELTS Writing Task 2 
• Neighbours are the People who Live Near Us- IELTS Writing Task 2
• Consumers Are Faced With Increasing Numbers of Advertisements From Competing Companies – IELTS Writing Task 2
• Traditional food is undergoing great changes – IELTS Writing Task 2 
• Free IELTS Online Tests 2025 | Practice IELTS Mock Test Online
• Recent IELTS Topics in Writing Task 2 for 2025