IELTS Cue Card Sample 109 Topic: Describe an event when someone denied your request. - IELTS Cue Card Sample 109 Topic: Describe an event when someone denied your request. - IELTS Cue Card Sample 109 Topic: Describe an event when someone denied your request.

IELTS Speaking Part 2 Topic:

Describe an event when someone denied your request.

You should say:

  • when it was
  • what the request was about
  • whom you requested

and explain how you felt about being denied.

Sample Answer:

I am now racking my brain to think of the time when someone turned down my request. The only incident I remember is when a commercial bank rejected my loan application 1 year ago.

Last year, I needed an amount of money to invest on a business I was interested in. That business was related to an agricultural field, which was very attractive and potential. However, at that time, I didn’t have enough money so I had to apply for a loan from a commercial bank.

When I went to meet a bank officer for advice, I had to go through the requirements for a loan. I found that I was quite eligible for the loan I applied for. I talked to the loan officer, and he asked me to fill up the loan application and provide necessary documents. After finishing those forms, I submitted the signed application along with required documents. Then, the staff told me to wait for 2 weeks.

However, 2 weeks passed and I didn’t receive any news from the bank. The branch manager told me that I had to be in my current company for more than 3 months as an official employee to be able to meet the requirement for the loan. I got angry as the loan officer had not mentioned this before. I had wasted a lot of time and energy on this loan application. Fortunately, the branch manager who named Hung was professional.

He immediately called up the loan officer to make things clear, and after considering carefully, he explained to me the loan requirements for financial safety reasons. Besides, he assured me that my loan application would be considered immediately after I meet the requirements.

Though I understood the situation, the rejection of a loan application was a bit disappointing experience for me.


  • rack one’s brain to V: think hard to V…

Ex: I’m racking my brain to find the solutions for this problem

  • eligible: having the necessary qualities or satisfying the necessary conditions:

Ex: Are you eligible for early retirement/maternity leave?

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Written By

Nafia Zuhana is an experienced content writer and IELTS Trainer. Currently, she is guiding students who are appearing for IELTS General and Academic exams through With an 8.5 score herself, she trains and provides test takers with strategies, tips, and nuances on how to crack the IELTS Exam. She holds a degree in Master of Arts – Creative Writing, Oxford Brookes University, UK. She has worked with The Hindu for over a year as an English language trainer.

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