Money is Important in Most People's Lives - IELTS Writing Task 2

Kasturika Samanta

7 min read

Updated On Dec 08, 2025

Prepare yourself for IELTS Writing Task 2 with the direct question essay ‘Money is Important in Most People's Lives’. The detailed outline, sample answers, and vocabulary provided in the blog will help you construct a high-scoring essay for a 7+ band.

Money is Important in Most People's Lives IELTS Writing Task 2

Essay Question for ‘Money is Important in Most People's Lives’
Outline for IELTS Direct Question Essay
Sample Answers for Money is Important in Most People's Lives IELTS Writing Task 2
Vocabulary to Use for Money is Important in Most People's Lives - IELTS Writing Task 2

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Money has always held a powerful position in human societies. It influences the way individuals design their lifestyles, make decisions, and pursue ambitions. Yet, despite its undeniable value, money alone does not guarantee fulfilment. One of the recent IELTS topics in Writing Task 2, ‘Money is important in most people's lives’ urges you to discuss how to use it meaningfully and recognising the non-material elements that enrich life.

In this blog, let us explore Band 7+ model essays on the topic ‘Money is important in most people's lives’ and topic-specific vocabulary to help you craft a high-scoring essay.

Essay Question for ‘Money is Important in Most People's Lives’

You should spend about 40 minutes on this task.

Money is important in most people's lives. Although some people think it is more important than others. What do you feel are the right uses of money? What other factors are important for a good life?

Many people think that money is important. What importance does money have regarding happiness?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

You should write at least 250 words.

Outline for IELTS Direct Question Essay

The provided outline will guide you to compose IELTS direct question essays, which will be beneficial in helping you improve your writing skills to achieve a band score of 7 or higher on the IELTS exam.

Introduction

Paraphrase the topic
Give your opinion
Mention what you will discuss

Body Paragraph 1

Explain the correct uses of money
Give examples of essential spending, investments, experiences

Body Paragraph 2

Explain other factors needed for a good life
Discuss relationships, emotional wellbeing, values
Provide real-life examples

Conclusion

Restate your opinion
Summarise key points

Searching for a quick guide to learn how to write double question essays, otherwise known as direct question essays? Look no further! Check out the video below!

Sample Answers for Money is Important in Most People's Lives IELTS Writing Task 2

Here are three IELTS Band 9 essay samples on the topic ‘Money is Important in Most People's Lives’. You will be able to write your own essay and achieve a high grade with their help.

Money is Important in Most People's Lives - Sample Answer 1

Money plays a significant role in modern living, although opinions differ on how important it should be. Nevertheless, it is important to note that it must be used responsibly to improve quality of life, and there are other requisites of wholesome life, like emotional wellbeing, relationships, and personal values, that are equally essential for a fulfilling existence.

To begin with, the right use of money involves prioritising basic needs and long-term security. Spending on food, healthcare, housing, and education ensures stability and creates opportunities for the future. Beyond necessities, money should also be allocated to skill development and experiences that bring joy, such as travel or hobbies. These choices can expedite personal growth and broaden perspectives. For example, investing in a professional course can significantly enhance career prospects, proving that thoughtful financial decisions often yield meaningful returns.

Contrary to what most people nowdays, money alone cannot guarantee happiness. Emotional nurturance, meaningful connections, and mental peace are equally important. A life centred only on hustling for wealth may result in stress and dissatisfaction, reinforcing the adage that “money cannot buy happiness.” Additionally, the notion that material possessions signify success is outdated; true fulfilment comes from health, supportive relationships, and a sense of purpose. These factors are deeply intertwined, and neglecting any of them can adversely affect overall wellbeing.

To conclude, while money is undeniably important to maintain a healthy lifestyle in modern days, its value lies in how wisely it is used. A good life is a balanced combination of financial security, strong relationships, personal development, and emotional health.

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Money is Important in Most People's Lives - Sample Answer 2

Although people differ in how much importance they place on money, it remains a vital resource in today’s world. I believe money should be used to ensure stability and enrich life experiences, while qualities such as kindness, resilience, and social bonds are just as essential for a meaningful life.

Money should primarily be used to create security and independence. Setting aside savings, investing in health insurance, and building an emergency fund are responsible ways to manage finances. These measures protect individuals during the harshest circumstances, such as illness or unemployment. Furthermore, money can support passions and entrepreneurship, allowing innovative ideas to flourish. For instance, many small businesses begin as a by-product of personal savings and creativity, showing that financial resources can empower people to turn dreams into reality.

Nevertheless, financial wealth loses its purpose without emotional and social fulfilment. Qualities such as empathy, encouragement, and compassion help build strong relationships that make life meaningful. People’s lives are often entwined with those of their family, friends, and community members, and these bonds contribute to long-term happiness more than material possessions. For example, some studies suggesting unhappy individuals only see happiness plateau around $100k-$110k, while happier people continue to improve. Additionally, inner peace, mental health, and personal values signify the true essence of a good life. A person with genuine connections and purpose often feels more content than someone with wealth but no emotional support.

In conclusion, money is valuable when used to achieve security and meaningful opportunities. However, factors like relationships, emotional wellbeing, and personal values are equally important in creating a truly satisfying life.

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Money is Important in Most People's Lives - Sample Answer 3

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While financial resources are undeniably essential for navigating modern life, the degree of their importance varies considerably among individuals. This essay will expedite how money should be used to strengthen one’s financial security and expand opportunities, yet several non-financial factors ultimately determine whether a person experiences life satisfaction and genuine happiness.

The most responsible use of money is to build long-term stability and independence. People should prioritise essential expenses, long-term savings, and investments that safeguard their future. Establishing strong financial security early in life can prevent stress and uncertainty later on. Moreover, using money to support personal interests, such as music classes, fitness programmes, language courses, or entrepreneurial ventures, can significantly enrich one’s personal development. Many successful innovators, for instance, began with modest savings that later evolved into thriving start-ups. These purposeful financial decisions show that money should function as a tool for empowerment rather than a superficial marker of status.

However, money alone cannot guarantee well-being or a fulfilling life. Elements such as emotional stability, inner peace, and meaningful relationships often outweigh material comfort. People who nurture strong bonds with family and friends experience greater resilience during adversity, which contributes to higher life satisfaction. Likewise, true personal fulfilment often stems from meaningful activities, such as volunteering, artistic expression, or contributing to the community. These intangible dimensions foster identity, purpose, and emotional richness, qualities that financial wealth simply cannot replicate.

In conclusion, money is best utilised to strengthen one’s security and support educational or personal aspirations, yet it should not be mistaken for the core foundation of a good life. True fulfilment depends on good health, supportive relationships, emotional balance, and purposeful living, factors that remain far more valuable than financial comfort alone.

Vocabulary to Use for Money is Important in Most People's Lives - IELTS Writing Task 2

Here is a list of advanced vocabulary for IELTS essay related to the topic, Money is Important in Most People's Lives’, that will help you boost your overall vocabulary and showcase your lexical resources.

Word	Meaning	Example Sentence
Intertwined	twisted together or closely connected	Our personal and professional choices are often intertwined in today’s fast-paced world.
Nurturance	the act of providing care, support, and growth	A classroom filled with patience and nurturance helps children thrive.
Expedite	to make something happen more quickly	Digital payments can expedite the process of completing financial transactions.
Adage	a wise saying or proverb	The old adage “Time heals everything” still resonates with many people.
Harshest	extremely difficult or unpleasant	Emergency savings protect families during the harshest economic crises.
Hustling	to obtain something forcefully or energetically	He spent years hustling for opportunities to build his own company.
Notion	an idea or belief	The notion that money equals happiness is increasingly challenged today.
By-product	an additional or unintended result	Confidence is often a by-product of consistent personal effort.
Entwined	closely connected or linked	Their futures became entwined after they launched the project together.
Intangible	unable to be touched; not having physical presence	She entered the room and charmed everyone with her intangible beauty.
Well-being	the state of being comfortable, healthy, or happy	Regular exercise greatly improves emotional and physical well-being.
Resilience	the ability to be happy, successful, etc. again after something difficult or bad has happened	Mr. John’s resilience is what sets him apart in this unwelcoming industry.
Adversity	a state or instance of serious or continued difficulty or misfortune	The family’s courage and love towards each other even during adversity is motivating.

To conclude, understanding the role of money and its limitations is central to this IELTS topic. Remember that essays like this encourages a balanced response that blends practical financial reasoning with human values. So, go through more recent IELTS Writing actual test & model answers and master the required skills for achieving a Band 7 or higher in Writing Task 2.

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