Spending Wisely And Getting into the Habit of Saving from an Early Age is Important - IELTS Writing Task 2 Argumentative Essay

The IELTS Writing Task 2 Argumentative Essay, ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’, would put focus on the importance of financial discipline and long-term decision-making skills. By diving into this topic, you will explore the strategies to create persuasive arguments while keeping it cohesive. To score a band 8+ in the IELTS Writing section, you would also get insights into the academic vocabulary and the appropriate application of various grammar structures. This will not only make your writing skills stronger, making you think critically, organize ideas logically, and express your viewpoint.

Tips to Ideate for IELTS Writing Task 2 Argumentative Essay ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’

Before writing an essay, generation of appropriate and relevant ideas is a necessity. With this IELTS Writing Task 2 essay ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’, you will first explore topics associated with money management and financial responsibility. Such knowledge would help you to enhance your knowledge for future essays with the same topic. Below are some of the tips which can help you to brainstorm ideas effectively to further work on your arguments.

Question - IELTS Writing Task 2 Argumentative Essay, ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’

Structure Breakdown for the IELTS Writing Task 2 Argumentative Essay, ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’

Creating an outline or a structure before writing an essay is crucial for achieving a higher IELTS Band Score of 8+. The outline will lead your thinking process which will keep the arguments very clear and well-structured. In this way, your essay will become coherent, easy to follow, and meet the task requirements effectively. Remember that a good structure like the one provided for the topic ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’ would help you save time.

Want to learn How to write an IELTS Agree-Disagree Essay in 10 Minutes? Check out the video below!

Sample Answer 1 on ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’

Being taught to make decisions on purchasing relevant commodities and developing the skill to ration fewer amounts of money in the early years of childhood, has proven to be of vital importance, and I am a strong advocate of these teachings. This essay shall elaborate on the character development and future applications of such habits.

Firstly, the human brain has proven to develop quicker in the early years after birth as compared to those after acquiring maturity. During this early developing stage, most of the social and cognitive skills of a child begin to take shape, mostly from the environment that they are surrounded by. One of such situations that a child must be exposed to, is being able to manage fewer amounts of money. This has proven to instill a sense of responsibility in the mind of a child. For example, many parents purchase playable supermarket sets where the toy comes with artificial money and a few plastic coins. Children found to be playing with such toys have shown a reasonable sense of responsibility towards other goods as well.

Secondly, once a sense of responsibility has been developed, the child begins to reciprocate similar character for all the matters at hand. Being able to decide which commodity they should purchase while shopping, triggers a sense of reasoning in the minds of an adolescent. This thinking capability later develops into young adults being able to decide on many financial matters. Whether a certain product must be purchased or should the same amount be invested in the form of shares in the stock market or saved in the banks as a deposit in order to benefit from the interest earned, is an example of future application of these types of early learning.

To conclude, the development of responsible character along with the benefit of practising reasoning while making purchases is an essential form of learning that must be taught at an early age. The advantages of this might not be visible in the beginning, but become more evident and conspicuous in the years to follow.

Vocabulary for Sample Answer 1 on ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’

• Cognitive 

Meaning – relating to cognition.
Example – With the advancement of technology, scientists have shown keen interest in the cognitive processes of the brain.

• Instill 

Meaning – gradually but firmly establish (an idea or attitude) in a person’s mind.
Example – His words instilled fear in the minds of his parents.

• Reciprocate 

Meaning – respond to (a gesture or action) by making a corresponding one.
Example – He kneeled down to reciprocate the honorary title bestowed upon him.

• Adolescent 

Meaning – (of a young person) in the process of developing from a child into an adult.
Example – Parents worldwide jokingly say that an adolescent is the hardest person to deal with.

• Conspicuous 

Meaning – clearly visible.
Example – Ram’s conspicuous bird tattoo landed him in deep trouble.

Sample Answer 2 on ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’

The habit of saving money from the very beginning is considered a basic skill for living. I completely agree with this notion since saving money early would help develop financial discipline and help in coping with the future people’s responsibilities.

To begin with, saving at a young age helps to realize the worth of money and make wise decisions about spending. When children get to handle their own allowances, they start to differentiate between the necessities from the luxuries which develops their long-term budgeting skills. For instance, students who save regularly will be able to buy school materials or participate in extracurricular activities without being over-reliant on their parents. This practice creates a responsible attitude and discourages impulsive buying.

Moreover, saving early leads to security of finance in later years. The money that is put aside in the early years earns compound interest which helps create emergency funds. This can also fulfill their dreams such as getting a higher education, traveling, or starting a business. Such young people become capable of coping with unanticipated costs which, in turn, reduces stress and prevents them from falling into debt. Therefore, early financial discipline translates into long-term stability.

To conclude, saving is a practice which is the main reason for the development of people’s financial behavior and the establishment of their future security. In this way, it will be easier to manage finances with a substantial boost in confidence in life.

Vocabulary for Sample Answer 2 on ‘Spending Wisely And Getting into the Habit of Saving from an Early Age is Important’

• Cope

Meaning – To deal with a difficult situation
Example – A lot of students cope with the academic pressure by incorporating good study habits.

• Over-reliant

Meaning – Dependent on someone or something
Example – The use of credit cards has become over-reliant leading to serious financial problems.

• Impulsive buying 

Meaning – Purchasing items that have not been planned
Example – Impulsive buying is a source of unnecessary expenses and financial stress.

• Unanticipated

Meaning – Unexpected or unplanned event or situation
Example – A sudden medical bill was unanticipated by the family which had affected their monthly budget.

• Establishment

Meaning – An organization, institution, or a place of business
Example – The establishment changed their rules to make employees financially aware.

• Substantial

Meaning – A big portion or significant amount
Example – If you save consistently on a regular basis, you will have a substantial amount of money after some time.

Exploring different topics would help boost your creativity and develop the necessary skills to create compelling arguments for the IELTS Exam. This will also adjust your language use while preparing to fulfill all the four parameters of the Writing Task 2. Remember to write the essay first and then compare it with the sample answers which will help discover your areas of improvement. Such a strategy will surely help you gain more confidence and get closer to your desired band score.

More Writing Task 2 Essay Topics

Also Check:

• Tips to Write an Effective Introduction for IELTS Writing Task 2
• 6 Essay Writing Secrets to Boost Your IELTS Band Score Fast
• Common IELTS Essay Topics for Writing Task 2
• Best IELTS Writing Task 2 Tips for Achieving Band 9
• Recent IELTS Writing Actual Test & Model Answers
• IELTS Band 9 Essay Samples: Writing Task 2 Tips for Target IELTS Score
• IELTS Writing Answer sheet